There are many myths about people with high credit card debt. At The Huggins Law Firm in Columbia, we understand the reality. We know that people with credit card debt are good people who certainly did not intend for their debt to grow out of control. Often, they are people who turned to credit cards in an emergency situation, such as the loss of a job or a serious medical condition. They charged necessities, thinking they would get back on track soon enough. Then they were hit with absurdly high late fees and interest rates. They reached a point where getting out of debt simply seemed impossible. Then they turned to us.
If you are overwhelmed by credit card debt, we can help you too. When you choose our law firm, you will work with a lawyer who has spent more than 15 years helping people eliminate credit card debt and find solid financial ground.
Credit Card Debt Is Unsecured Debt
The good news is that credit card debt is one of the easiest types of debt to eliminate through bankruptcy. It is unsecured debt, which means that there is no collateral that the credit card company can repossess if you do not pay. Both Chapter 7 and Chapter 13 bankruptcy make short work of unsecured debt of all kinds.
We recognize that you may have multiple types of debt. Credit card bills may not be the only problem that needs to be addressed. We approach these matters holistically, looking at your entire debt load. We will come up with the plan that we believe will put you in the best possible financial position. While some of your debt may not be as easy to eliminate as credit card debt, you may find that the elimination of credit card debt and other unsecured debt will free up enough of your income that you can pay back other debt.
Learn More About Getting Rid Of Credit Card Debt
Call 803-764-9921 or email to schedule a free consultation with a trusted South Carolina attorney.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.