Filing bankruptcy is not something to be ashamed of. It's not something to be afraid of. It is a legitimate and legal option for reaching solid financial ground for people who have gotten over their head in debt. Unfortunately, many people who are ashamed or afraid of bankruptcy end up making their debt problem worse. They fall prey to debt consolidation scams that end up hurting more than helping. They procrastinate and delay while debt builds up.
At The Huggins Law Firm in Columbia, we will tell you the truth about bankruptcy. We will educate you about the pros and cons of the various debt relief options, and we will guide you safely toward solid financial ground using the option that makes the most sense for you. We will let you know that there is life after bankruptcy.
Is It Possible To File The Wrong Type Of Bankruptcy?
Believe it or not, it is possible to file the wrong type of bankruptcy. This is why it is so important to choose a lawyer whose career is focused on debt relief matters, rather than someone who does bankruptcy on the side.
We will take great care to see that you file the correct type of bankruptcy for your situation. Are you a single parent? Are you married without children? Are you going through a divorce right now? Every little detail can make a difference in determining the type of bankruptcy that should be filed. Furthermore, we will see that you do not file bankruptcy until other options like loan modification have been explored.
Are You Being Threatened By Creditors?
Filing bankruptcy can:
Keep in mind that creditors cannot garnish wages in South Carolina. If a creditor has threatened you with wage garnishment, that simply cannot happen.
A bankruptcy attorney can address any type of debt, including:
Free Bankruptcy Consultation
Call 803-764-9921 or email to schedule a free consultation with a dedicated lawyer.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.