The Tran Law Firm, PA

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Columbia 202-289-3530 Toll Free 973-548-7039

About Our Bankruptcy Practice

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Meet Attorney J. Karl Tran

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June 2015 Archives

Options for paying off credit card debt

High interest rates often make it seem impossible for South Carolina consumers to pay off their debts. Unfortunately, paying the minimum amount due on debts like credit cards do not offer much relief when having thousands of dollars worth of obligations. This makes it important to budget and try to figure out the best way to take care of this type of a situation.

Tags: Credit Card Debt

Strategies for reducing credit card debt

People in South Carolina often face financial decisions that pit saving against paying down credit card debt and other loans. To get control of these competing interests, a person should first take stock of financial assets and obligations to determine where the most benefit can be achieved.

Tags: Credit Card Debt

South Carolina consumers and debt consolidation mistakes

Debt consolidation is a popular option for many South Carolina consumers who are overwhelmed by credit card debts and other unsecured obligations. It bundles the debts into a single amount that can often bear lower interest rates and require a manageable monthly payment. However, consumers who are not careful about the process may actually increase their obligations.

Tags: Personal Bankruptcy

South Carolina consumers and credit card debt consolidation

South Carolina residents may not realize that the average American had approximately three credit cards in 2014, while 15 percent had five or more. Nationwide, Americans owed $889 billion in revolving credit, including credit cards. Coupled with student loans and other forms of debt, credit card payments can be difficult to manage. However, there are steps consumers can take to consolidate debt, reduce payments and manage their debt.

Tags: Credit Card Debt

The Tran Law Firm, PA

The Tran Law Firm, PA 1812 Lincoln Street, Suite 201 Columbia, SC 29201 Phone: 202-289-3530 Toll-Free: 973-548-7039 Fax: 704-734-2535